B 108

Statement of Intention for Individuals Filing Under Chapter 7

Agency
U.S. Courts
Revision
12/15
Fillable fields
58
Pages
2
Official source
U.S. Courts form page
Checked
October 20, 2026
Fill B 108 online
Page 1 of form B 108

Form B 108: Statement of Intention for Individuals Filing Under Chapter 7

Form B 108, Statement of Intention for Individuals Filing Under Chapter 7, is the Official Bankruptcy Form in which an individual Chapter 7 debtor tells the United States Bankruptcy Court what they intend to do with property that secures a debt and with unexpired personal property leases. The U.S. Courts list it under Individual Debtors. The current version is dated 12/15, and the U.S. Courts page lists it as effective on December 1, 2015. The page also says Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

The 2-page form has three parts: secured creditors and the property that is collateral, unexpired personal property leases, and a signature under penalty of perjury. It is derived from former Official Form 8.

This page explains the form in plain words and is not legal advice. You can fill it out free in your browser on this page and download the result without an account.

Top of page 1 of Form B 108: Statement of Intention for Individuals Filing Under Chapter 7, as printed by COURTS

What's on Form B 108

Caption and opening instructions

Debtor 1, Debtor 2 (spouse, if filing), the district, the case number if known and an amended filing box, followed by who fills out the form, when it is filed and who gets copies.

Part 1: Creditors who have secured claims

For each creditor, the creditor's name and a description of the property securing the debt. There are rows for four creditors.

Part 1: What you intend to do

Four choices for each property: surrender it, retain it and redeem it, retain it and enter into a Reaffirmation Agreement, or retain it and explain. A last column asks whether the property was claimed as exempt on Schedule C.

Part 2: Unexpired personal property leases

For each lease, the lessor's name, a description of the leased property and whether the lease will be assumed. The form says not to list real estate leases.

Part 3: Sign below

A declaration under penalty of perjury that the debtor has indicated an intention about any property of the estate that secures a debt and any personal property subject to an unexpired lease.

How to fill out Form B 108

  1. 1

    Gather your schedules

    The instructions say to use the information already given on Schedule D (Official Form 106D), Schedule C (Official Form 106C) and Schedule G (Official Form 106G).

  2. 2

    List each secured creditor

    For every creditor listed in Part 1 of Schedule D, enter the creditor's name and describe the property that is collateral for the debt.

  3. 3

    Check one intention per property

    Choose surrender, redeem, a Reaffirmation Agreement or another option with an explanation, then answer whether the property was claimed as exempt on Schedule C. The instructions describe each option in more detail.

  4. 4

    List unexpired personal property leases

    Enter each lessor and the leased property, leave out real estate leases, and check whether the lease will be assumed. The form cites 11 U.S.C. § 365(p)(2).

  5. 5

    Add pages if needed

    The form asks for answers that are as complete and accurate as possible. If more space is needed, attach a separate sheet with your name and case number on top.

  6. 6

    Sign, file and send copies

    Each debtor signs and dates Part 3. The form then gives the filing deadline and says to send copies to the creditors and lessors listed.

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Where it is filed, deadline and warnings

Where it is filed

With the United States Bankruptcy Court for the district named at the top of page 1.

Deadline

The form says it is filed within 30 days after the bankruptcy petition or by the date set for the meeting of creditors, whichever is earlier, unless the court extends the time for cause.

Copies

The form says to send copies to the creditors and lessors listed on it. The instructions cite Bankruptcy Rule 1007(b)(2).

If it is not filed on time

The instructions say the Bankruptcy Code provides for early termination of the automatic stay as to personal property if the statement is not timely filed, and that the same applies to an unexpired lease of personal property unless you state that you intend to assume the lease if the trustee does not do so.

Filing fee

The form does not print a fee.

Related forms

Who uses Form B 108?

  • Chapter 7 debtors with secured debts

    The form applies when creditors have claims secured by your property. Part 1 covers the creditors listed in Part 1 of Schedule D (Official Form 106D).

  • Chapter 7 debtors with personal property leases

    The form applies when you have leased personal property and the lease has not expired. Part 2 covers the leases listed in Schedule G (Official Form 106G).

  • Married couples filing together

    The form says both spouses in a joint case are equally responsible for supplying correct information, and both debtors sign and date the form.

  • Creditors and lessors listed

    They receive copies. The form says to send copies to the creditors and lessors listed on it, and the instructions cite Bankruptcy Rule 1007(b)(2).

The form says an individual filing under chapter 7 fills it out in two situations. The instructions say not to fill it out for a case under chapter 11, 12 or 13.

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Questions about Form B 108

Who fills out Form B 108?

The form says an individual filing under chapter 7 fills it out if creditors have claims secured by their property, or if they have leased personal property and the lease has not expired. The instructions say not to fill it out for a case under chapter 11, 12 or 13.

When is Form B 108 due?

The form says within 30 days after the bankruptcy petition is filed or by the date set for the meeting of creditors, whichever is earlier, unless the court extends the time for cause.

What choices does Part 1 offer for secured property?

Surrender the property, retain it and redeem it, retain it and enter into a Reaffirmation Agreement, or retain it and explain. The instructions say these include redeeming under 11 U.S.C. § 722 and reaffirming under 11 U.S.C. § 524.

What does reaffirming a debt mean?

The instructions say reaffirming means deciding to remain legally obligated to pay a debt so that you can keep the property securing it, and that it is done by signing a Reaffirmation Agreement with the creditor and following the proper procedure.

Do real estate leases go in Part 2?

No. Part 2 is for unexpired personal property leases listed in Schedule G, and the form says not to list real estate leases.

Who receives a copy of Form B 108?

The court, and the form says to send copies to the creditors and lessors listed on it.

Do both spouses sign in a joint case?

Yes. The form says both debtors sign and date it, and that both are equally responsible for supplying correct information.