Case information
Debtor 1, Debtor 2 (spouse, if filing), the United States Bankruptcy Court district, the case number if known, and a box to check if this is an amended filing.
B 106C
Schedule C: The Property You Claim as Exempt (individuals)
- Agency
- U.S. Courts
- Revision
- 04/25
- Fillable fields
- 104
- Pages
- 2
- Official source
- U.S. Courts form page
- Checked
- October 20, 2026
Form B 106C: Schedule C: The Property You Claim as Exempt (individuals)
Form B 106C, Schedule C: The Property You Claim as Exempt (individuals), is the Official Bankruptcy Form on which an individual debtor lists the property from Schedule A/B that they claim as exempt. The U.S. Courts list it under Individual Debtors. The current version is dated 04/25. The U.S. Courts page lists it as effective on April 1, 2022 and updated on April 1, 2025, says it is derived from Official Form 6C, and says Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009. The committee note says line 3 was adjusted effective April 1, 2025, as part of the tri-annual dollar adjustments required by 11 U.S.C. § 104.
The 2-page form asks which set of exemptions is claimed, then, for each item, a description and its line on Schedule A/B, the value of the portion owned, the amount of the exemption and the specific laws that allow it. Line 3 asks about a homestead exemption of more than $214,000.
This page explains the form in plain words and is not legal advice. The instruction booklet strongly encourages hiring a qualified attorney for advice on exemptions. You can fill it out free in your browser on this page and download the result without an account.
What's on Form B 106C
Line 1: Set of exemptions
One box: state and federal nonbankruptcy exemptions, 11 U.S.C. § 522(b)(3), or federal exemptions, 11 U.S.C. § 522(b)(2).
Line 2: Property claimed
For each item: a brief description and the line on Schedule A/B that lists it, the current value of the portion you own copied from Schedule A/B, the amount of the exemption, and the specific laws that allow the exemption.
Amount of the exemption
One box per exemption: a dollar amount, or 100% of fair market value, up to any applicable statutory limit. The form says some exemptions, such as those for health aids, rights to certain benefits and tax-exempt retirement funds, may be unlimited in dollar amount.
Line 3: Homestead
The $214,000 homestead question and the 1,215 days follow-up. The form says the amount is subject to adjustment on 4/01/28 and every 3 years after that for cases filed on or after the date of adjustment.
Part 2: Additional Page
More rows with the same four columns. The form says to attach as many copies as necessary, with your name and case number (if known) at the top.
How to fill out Form B 106C
- 1
Start from Schedule A/B
The form says to use the property listed on Schedule A/B as the source and to copy the value from Schedule A/B. Each row also names the Schedule A/B line that lists the property.
- 2
Check one exemption set
The booklet says the Bankruptcy Code points to the exemptions in the law of the state where the debtor had a legal home for 730 days before filing, and that special rules may apply otherwise.
- 3
State the amount for each item
Check only one box for each exemption. The form says that if 100% of fair market value is claimed under a law with a dollar limit and the value is found to exceed it, the exemption is limited to the statutory amount.
- 4
Name the laws
The last column lists the specific laws that allow each exemption. The booklet says to consult a qualified attorney with questions about exemptions.
- 5
Answer the homestead question
Line 3 asks about a homestead exemption of more than $214,000 and, for a yes, whether the property was acquired within 1,215 days before the case was filed.
- 6
Add pages if needed
Attach copies of Part 2: Additional Page for more items, with your name and case number (if known) at the top, and fill in the page count in the footer.
Why fill Form B 106C on indox
You get the real form, filled in a browser tab, with nothing standing between you and the finished PDF.
- Fill the form right in your browser, no software to install
- Free to fill and free to download, with no account
- The official blank straight from the U.S. Courts, not a copy someone retyped
- Works on a phone, tablet or computer
Where it is filed, fees and warnings
Where it is filed
With the United States Bankruptcy Court for the district named on page 1, as part of the Schedules of Assets and Liabilities (Official Form 106) that the instruction booklet lists for all individuals who file for bankruptcy.
When
The booklet says these forms are filed either when the bankruptcy case is filed or within 14 days after the Voluntary Petition for Individuals Filing for Bankruptcy (Form 101), and that the case may be dismissed if they are not filed.
Filing fee
The form does not print a fee.
Property not listed
The booklet says that if property is not listed on Schedule C, the trustee may sell it and pay all of the proceeds to creditors, and that property may be lost unnecessarily when exemptions are not claimed.
Dollar amounts change
The line 3 amount is subject to adjustment on 4/01/28 and every 3 years after that. The U.S. Courts page shows the form was updated on April 1, 2025.
Related forms
B 106A/B
Schedule A/B: Property (individuals)
368 fields, 10 pages
B 106D
Schedule D: Creditors Who Hold Claims Secured By Property (individuals)
186 fields, 3 pages
B 106 Summary
A Summary of Your Assets and Liabilities and Certain Statistical Information (individuals)
28 fields, 2 pages
B 106 Declaration
Declaration About an Individual Debtor’s Schedules
15 fields, 1 page
B 101
Voluntary Petition for Individuals Filing for Bankruptcy
159 fields, 9 pages
Who uses Form B 106C?
The schedule is for individuals in a bankruptcy case who claim property as exempt. The form and its instructions name these situations.
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Questions about Form B 106C
Are exemptions automatic?
No. The booklet says exemptions are not automatic and that property is listed on Schedule C to be considered exempt.
Can spouses filing together use different exemption sets?
Line 1 says to check one only, even if your spouse is filing with you. The booklet says spouses filing together in a state that allows a choice between state and federal sets both use the same set.
What does 100% of fair market value mean on Schedule C?
It is one of the two ways to state the amount of an exemption. The form says it claims the full fair market value of the property up to any applicable statutory limit, and some exemptions may be unlimited in dollar amount.
Which state's exemptions apply?
This page cannot say. The booklet says exemptions are, in general, determined state by state, that some states permit the exemptions in the Bankruptcy Code (11 U.S.C. § 522), and that special rules may apply without the same home state for 730 days before filing.
What changed in the 04/25 version?
The committee note says line 3 was adjusted effective April 1, 2025, as part of the tri-annual dollar adjustments required by 11 U.S.C. § 104. The current form prints $214,000 on line 3.
Where does the value on Schedule C come from?
From Schedule A/B. The form says to copy the current value of the portion you own from Schedule A/B and to give the line on Schedule A/B that lists the property.