B 106H

Schedule H: Your Codebtors (individuals)

Agency
U.S. Courts
Revision
12/15
Fillable fields
150
Pages
2
Official source
U.S. Courts form page
Checked
October 20, 2026
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Page 1 of form B 106H

Form B 106H: Schedule H: Your Codebtors (individuals)

Form B 106H, Schedule H: Your Codebtors, is the Official Bankruptcy Form an individual debtor uses to list codebtors, which the form describes as people or entities who are also liable for any debts you may have. The U.S. Courts list it under Individual Debtors. The current version is dated 12/15, and the U.S. Courts page lists it as effective on December 1, 2015. The page says the form is derived from Official Form 6H, and that Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009.

The form asks whether you have codebtors, whether you lived in a community property state or territory within the last 8 years, and, for each codebtor, the name and address and the schedule and line where the creditor is listed. The committee note says it replaces Official Form 6H for individual debtors and removes Alaska from the listed community property states.

This page explains the form in plain words and is not legal advice. You can fill it out free in your browser on this page and download the result without an account.

Top of page 1 of Form B 106H: Schedule H: Your Codebtors (individuals), as printed by COURTS

What's on Form B 106H

Case caption

The names of Debtor 1 and Debtor 2 (spouse, if filing), the district of the United States Bankruptcy Court, the case number if known, and a box to mark an amended filing.

Line 1: Any codebtors

A yes or no question. The form says that if you are filing a joint case, do not list either spouse as a codebtor.

Line 2: Community property

Whether you lived in a community property state or territory within the last 8 years, whether a spouse, former spouse or legal equivalent lived with you then, which state or territory, and that person's name and current address.

Line 3: Your codebtors

Column 1 holds each codebtor's name and address. Column 2 points to the creditor by schedule and line number: Schedule D, Schedule E/F or Schedule G, with a box for each that applies.

Additional page

A second page, headed with Debtor 1's name and the case number, has more numbered codebtor entries with the same two columns.

How to fill out Form B 106H

  1. 1

    Fill in the caption

    Enter the debtor names, the district and the case number if known, and check the box if this is an amended filing.

  2. 2

    Have the other schedules ready

    The form says to make sure the creditor is listed on Schedule D (Official Form 106D), Schedule E/F (Official Form 106E/F) or Schedule G (Official Form 106G), and to use those schedules to fill out Column 2.

  3. 3

    Answer lines 1 and 2

    Check yes or no for codebtors and for the community property question. With Yes on line 2, the form asks for the state or territory and the name and current address of that spouse, former spouse or legal equivalent.

  4. 4

    List each codebtor

    The form says not to include a spouse who is filing with you, and to list the person shown in line 2 again as a codebtor only if that person is a guarantor or cosigner.

  5. 5

    Add pages and answer everything

    The form says to copy the Additional Page, number the entries in the boxes on the left, attach it, and write your name and case number (if known) on top. It also says to answer every question.

  6. 6

    File it with the declaration

    Schedule H has no signature line. The committee note says the Declaration About an Individual Debtor's Schedules (Official Form 106Dec) is signed by the debtor and filed with the debtor's schedules.

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Where it is filed, timing and privacy

Where it is filed

With the United States Bankruptcy Court for the district named at the top of the form, as one of the debtor's schedules.

Fee

The form does not print a fee.

Timing

The instruction booklet lists Schedule H among the forms filed either when the bankruptcy case is filed or within 14 days after the Voluntary Petition (Official Form 101) is filed, and says the case may be dismissed if they are not.

Privacy

The booklet says filing a bankruptcy case is not private and anyone has a right to see the forms after they are filed, unless the court orders otherwise under 11 U.S.C. § 107. It says to list a minor child only by initials with the parent or guardian's name and address (11 U.S.C. § 112; Bankruptcy Rule 1007(m) and 9037).

Who uses Form B 106H?

  • Individual debtors

    The instruction booklet lists Schedule H among the Schedules of Assets and Liabilities (Official Form 106) in the set of forms it says all individuals who file for bankruptcy file.

  • Married couples filing together

    The form says that in a joint case, neither spouse is listed as a codebtor, and that both spouses are equally responsible for supplying correct information.

  • Debtors with a cosigner or guarantor

    The booklet's examples of codebtors include a cosigner, a guarantor, a former spouse, an unmarried partner and a joint contractor. Its example is someone who cosigned a car loan that you owe.

  • Debtors in community property states

    Line 2 asks about living in a community property state or territory within the last 8 years. The form lists Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington and Wisconsin.

The form is one of the schedules for individuals filing for bankruptcy. The form and the instruction booklet name these situations.

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Questions about Form B 106H

What is a codebtor?

The form describes codebtors as people or entities who are also liable for any debts you may have. The instruction booklet's glossary defines a codebtor as a person or entity that may also be responsible for paying a claim against the debtor.

Is my spouse a codebtor in a joint case?

The form says that if you are filing a joint case, do not list either spouse as a codebtor, and not to include your spouse as a codebtor if your spouse is filing with you.

Which places does the form list as community property states?

Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Puerto Rico, Texas, Washington and Wisconsin. The committee note says the form removed Alaska from the listed community property states.

Does Schedule H list the creditor's name and address?

No. Column 2 points to the line on Schedule D, Schedule E/F or Schedule G where the creditor is listed. The committee note says this eliminates the need to list the name and address of the creditor.

Can a nonfiling spouse be a codebtor?

The booklet's examples include a nonfiling spouse, even if the spouse is not a cosigner, where the debt is for necessities (such as food or medical care) if state law makes the nonfiling spouse legally responsible for debts for necessities.

Is Schedule H signed?

The form has no signature line. The committee note says the Declaration About an Individual Debtor's Schedules (Official Form 106Dec) is signed by the debtor and filed with the debtor's schedules.