Items 1 to 5: the interview
Whether it was conducted in the field, in the office or by phone, the date, the names of the persons interviewed, home and office telephone numbers and the loan number.
26-8844
Financial Counseling Statement
- Agency
- VA
- Revision
- August 2024
- Fillable fields
- 171
- Pages
- 2
- Official source
- VA form page
- Checked
- October 20, 2026
VA Form 26-8844: Financial Counseling Statement
VA Form 26-8844 is the U.S. Department of Veterans Affairs Financial Counseling Statement. It records a financial counseling interview tied to a loan number, conducted in the field, in the office or by phone, with the names of the persons interviewed. It covers the homeowner's and spouse's employment, monthly income and debts, the reason for a delinquency, a monthly budget and a net worth statement.
The form is two pages. Its Privacy Act notice says the obligation to respond is voluntary, but without this information VA may be unable to provide financial counseling or assistance in dealing with your mortgage loan holder. It has signature lines for the borrower or applicant, the spouse and a representative, and estimates a respondent burden of 45 minutes. You can fill out the PDF free in your browser on this page and download the result without an account.
What's on VA Form 26-8844
Section I: financial information
Employers, length of employment, type of work and age for the homeowner and spouse, next of kin, ages of other dependents, average monthly income from all sources and estimated monthly debts other than the mortgage. Disclosure of child support, alimony and maintenance income is optional.
Section II: monthly obligations and budget
Existing obligations and a proposed budget for house expenses, basic family expenses, additional family expenses and other expenses, then a recap of monthly gross income minus monthly expenses.
Section III: net worth statement
Assets such as real estate, cash, securities, insurance, retirement accounts and vehicles, long-term and short-term liabilities, and net worth as Item 26J minus Item 27C.
Items 29 to 32: counseling outcome
Comments and suggestions on where expenses can be reduced or income increased so obligors can meet loan obligations, whether an understanding was reached, whether a monthly budget was prepared and a schedule of proposed payments.
Section IV: notices and signatures
The Privacy Act and respondent burden notices, then signatures and dates for the borrower or applicant, the spouse and the representative.
How VA Form 26-8844 is completed
- 1
Record the interview
Check how the interview was conducted and fill in the date, the persons interviewed, phone numbers and the loan number in Items 1 to 5.
- 2
Enter income and debts
Complete Section I, Items 6 to 19, including monthly income, monthly debts and the reason for any delinquency.
- 3
Compare existing and proposed budgets
Fill in both columns of Section II, Items 20 to 24, then the income and expense recap in Item 25.
- 4
Work out net worth
List assets and liabilities in Section III and subtract Item 27C from Item 26J for net worth in Item 28.
- 5
Note the outcome
Add comments and suggestions in Item 29, answer Items 30 and 31, and fill in the schedule of proposed payments in Item 32.
- 6
Sign and date it
The borrower or applicant, the spouse and the representative sign and date Section IV.
Why fill Form 26-8844 on indox
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Sending it and edition
Where it goes
Neither the form nor VA's form page prints a mailing address. The respondent burden note says not to send the completed VA Form 26-8844 to the VA Reports Clearance Officer email address it lists.
Related form
Section I says to complete VA Form 26-6807, Financial Statement, if appropriate.
Time to complete
The form estimates a respondent burden of 45 minutes.
Edition
The AUG 2024 edition supersedes VA Form 26-8844, SEP 2021, which the form says will not be used. OMB Control Number 2900-0270 expires 08/31/2027.
Related forms
Who uses VA Form 26-8844?
The form records an interview and carries three signature lines.
Official sources and the blank
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Questions about Form 26-8844
What is VA Form 26-8844?
It is VA's Financial Counseling Statement. It records a financial counseling interview on a loan: income, debts, the reason for a delinquency, existing and proposed budgets, net worth and a schedule of proposed payments.
Is giving the information voluntary?
The Privacy Act notice says the obligation to respond is voluntary, but without this information VA may be unable to provide financial counseling or assistance in dealing with your mortgage loan holder.
Is child support or alimony income disclosed?
Item 16 says disclosure of child support, alimony and maintenance income is optional.
Who signs VA Form 26-8844?
Section IV has signature and date lines for the borrower or applicant, the spouse and a representative.
How is net worth worked out on the form?
Item 28 is Item 26J, total assets, minus Item 27C, total liabilities.
Which edition is current?
The PDF is dated AUG 2024, matching the August 2024 revision date on VA's form page. It supersedes the SEP 2021 edition.