VA Form 26-0551: Debt Questionnaire

VA Form 26-0551 is the U.S. Department of Veterans Affairs Debt Questionnaire. VA's form page lists it under housing assistance.

The form is one page with two yes or no questions. The first asks whether, during the past five years, you have directly or indirectly been obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment. The second asks whether you are presently delinquent or in default on any debt to the Federal Government. A Yes answer asks for details, and a separate sheet can be attached.

The Veteran and a coborrower each sign and date a certification that the statements are true and correct to the best of their knowledge and belief. The form and VA's page do not say who collects it. You can fill out the PDF free in your browser on this page and download the result without an account.

Top of page 1 of VA Form 26-0551: Debt Questionnaire, as printed by VA

What's on VA Form 26-0551

Question 1: past foreclosure or judgment

Whether, during the past five years, you were directly or indirectly obligated on any loan which resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment.

Loans question 1 covers

The form says this includes home mortgage loans, SBA loans, home improvement loans, educational loans, or manufactured home loans, any mortgage, financial obligation, bond, or loan guarantee.

Question 2: Federal debt

Whether you are presently delinquent or in default on any debt to the Federal Government, for example Public Health Service, U.S. Guaranteed Student Loan or GI Bill Education Benefits.

Details for a Yes

A space under each question for the date, name and address of lender, FHA or VA case number, if any, and reasons for the action, with a separate sheet if needed.

Certification and signatures

A certification that the statements are true and correct to the best of the signer's knowledge and belief, then signature and date lines for the Veteran and the coborrower.

How to complete VA Form 26-0551

1
Answer question 1
Check Yes or No for loans in the past five years that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment.
2
Answer question 2
Check Yes or No for any present delinquency or default on a debt to the Federal Government.
3
Give details for any Yes
Enter the date, name and address of lender, FHA or VA case number, if any, and reasons for the action. The form says to attach a separate sheet, if needed.
4
Sign and date it
The Veteran signs Item 3 and dates Item 4. A coborrower signs Item 5 and dates Item 6.

Why fill Form 26-0551 on indox

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Where to send it

No address printed

Neither the form nor VA's page gives a mailing address or names who receives the completed questionnaire.

Paper form only

VA's page offers the form as a downloadable PDF and lists no online version.

Edition

The form is dated OCT 2004. It says existing stocks of VA Form 26-0551, APR 1989, will be used.

Who uses VA Form 26-0551?

Veterans
Item 3 is the signature of the Veteran and Item 4 the date, under the certification that the statements are true and correct.
Coborrowers
Item 5 is the signature of the coborrower and Item 6 the date.
Anyone answering Yes
For either question, a Yes answer asks for the date, name and address of lender, FHA or VA case number, if any, and reasons for the action.
Recipient not named
Neither the form nor VA's page says who collects the completed questionnaire or where it is sent.

The form names who signs it. It does not name who receives it.

Official sources and the blank

Official VA form page
The agency’s own page for Form 26-0551.
Blank PDF
The official blank form, to print or fill by hand.

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Questions about Form 26-0551

What is VA Form 26-0551?

It is the VA Debt Questionnaire. It asks two yes or no questions about past loans that ended in foreclosure, transfer of title in lieu of foreclosure, or judgment, and about current delinquency or default on Federal debt.

How far back does question 1 go?

Question 1 asks about the past five years.

What counts as debt to the Federal Government?

The form gives examples: Public Health Service, U.S. Guaranteed Student Loan and GI Bill Education Benefits.

What if I answer Yes?

The form asks for details, including date, name and address of lender, FHA or VA case number, if any, and reasons for the action, and says to attach a separate sheet, if needed.

Who signs VA Form 26-0551?

The Veteran signs Item 3 and a coborrower signs Item 5, each with a date.

Can the April 1989 edition still be used?

The October 2004 form says existing stocks of VA Form 26-0551, APR 1989, will be used.

VA Form 26-0551: Debt Questionnaire