Items 1 to 7: borrower details
VA and lender loan numbers, date of report, the Veteran's phone, name and address, the nearest relative not living with the Veteran, and optional ethnicity, race and sex questions.
26-8149
Report of Automatic Manufactured Home and/or Lot Loan
- Agency
- VA
- Revision
- May 2006
- Fillable fields
- 106
- Pages
- 4
- Official source
- VA form page
- Checked
- October 20, 2026
VA Form 26-8149: Report of Automatic Manufactured Home and/or Lot Loan
VA Form 26-8149 is the U.S. Department of Veterans Affairs Report of Automatic Manufactured Home and/or Lot Loan. VA's form page lists it under housing assistance. Page 3 says the form is to be used by lenders authorized to make manufactured home and/or lot loans on the automatic basis, and the report asks VA to issue evidence of guaranty.
The form is four pages. Page 1 holds the borrower details, Section I on the purpose, terms and security for the loan, and Section II, the statement of loan disbursement, cash and other credits. Page 2 holds the Veteran's certifications in Section III and the lender's certifications in Section IV. Pages 3 and 4 carry the Privacy Act notice, the general instructions with the list of supporting exhibits, and instructions for specific numbered items.
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What's on VA Form 26-8149
Section I: purpose, terms and security
Items 8 to 24: purpose and terms of the loan, amount, interest rate, monthly payment, the home's description and site, key dates, security instrument, lien, title, taxes and insurance, and lot or lease terms.
Section II: disbursement and credits
Items 25 to 32: cost of the home, lot and site preparation, allowable fees and charges, closing costs, prepaid items, total cost to the Veteran, credits and the amount of the loan.
Section III: Veteran's certifications
A notice of liability, a fair housing statement, occupancy and loan amount certifications with check boxes, an active duty certification where the Certificate of Eligibility requires it, and the signature.
Section IV: lender's certifications
Item 36 certifications on use of the loan proceeds, defaults, charges and fees, installation of the home and processing in compliance with 38 CFR part 36, then Items 37 to 40.
Pages 3 and 4: instructions
The Privacy Act and Right to Financial Privacy Act notices, the general instructions with the exhibits for each loan type, and instructions for specific numbered items.
How to complete VA Form 26-8149
- 1
Gather exhibits A to K
The instructions list exhibits for all cases, including the loan application, VA Form 26-6393 Loan Analysis, credit reports, VA Forms 26-8497 and 26-8497a, the Certificate of Eligibility and VA Forms 26-0503, 26-8937 and 26-0551.
- 2
Add the exhibits for the loan type
The instructions add items for unit only, lot only and combination loans, such as the manufacturer's invoice for a new unit, VA Form 26-8641a, the warranty and VA Form 26-8644.
- 3
Complete Sections I and II
Follow the item instructions on pages 3 and 4. They say the amount in Item 32 is to agree with the amount in Section I, Item 10.
- 4
Veteran signs Section III
The applicable certification is completed and the Veteran signs and dates the form after it is completed. The instructions say the form is not to be signed while it is blank.
- 5
Lender signs Section IV
The lender completes Items 37 to 40, including the signature and title of the officer or lender.
- 6
Submit the original
Send the original to the VA Regional Office or Center having jurisdiction of the area where the manufactured home is located.
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Where to send it
VA office with jurisdiction
The general instructions say to submit the original to the VA Regional Office or Center having jurisdiction of the area where the manufactured home is located. No address is printed.
Time frame
The general instructions say the report is to be executed and submitted to the Secretary by the lender within 60 days.
Freight and setup amounts
The Item 26 instructions say transportation or freight is not to exceed $400, or $600 when the home consists of two or more modules, and setup charges not to exceed $400, or $800 when it consists of two or more modules. Neither applies to a used home.
Paper form only
VA's page offers the form as a downloadable PDF and lists no online version.
Edition
The form is dated MAY 2006.
Related forms
26-6393
Loan Analysis
104 fields, 1 page
26-8497
Request for Verification of Employment
62 fields, 1 page
26-8497a
Request for Verification of Deposit
69 fields, 1 page
26-8641a
Computation of Loan Amount for Manufactured Home Unit
51 fields, 1 page
26-8644
Placement Certificate for Manufactured Home
20 fields, 1 page
26-8730
Used Manufactured Home Warranty (Limited Warranty)
19 fields, 1 page
Who uses VA Form 26-8149?
The form and its instructions say who completes, signs and receives each part.
Official sources and the blank
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Questions about Form 26-8149
Who completes VA Form 26-8149?
Page 3 says the form is to be used by lenders authorized to make manufactured home and/or lot loans on the automatic basis. The Veteran signs the certifications in Section III.
When does the Veteran sign it?
Section III is to be executed by the Veteran on the date the loan is closed. The instructions say the form is signed after it is completed and not while it is blank.
Which exhibits go with the report?
The general instructions list Items A through K for all cases, from the loan application and VA Form 26-6393 to verifications of employment and deposit, then more exhibits by loan type.
What loan terms does Item 9 allow?
The instructions say the term is not to exceed 20 years and 32 days for a single-wide unit or combination single-wide unit and lot, 23 years and 32 days for a double-wide unit only, 25 years and 32 days for a combination double-wide unit and lot, and 15 years and 32 days for a lot only.
Is the ethnicity, race and sex information required?
The instructions for Items 6A through 7C say furnishing this information is optional, and an applicant who does not wish to furnish it may initial in the appropriate place.
Where is VA Form 26-8149 sent?
The instructions say the original goes to the VA Regional Office or Center having jurisdiction of the area where the manufactured home is located, within 60 days.