Loan header
Loan number, VA loan number, current owner, original Veteran, original loan amount, percent of guaranty, term of loan, P & I, dates of final disbursement and first payment, and the property address.
26-0971
Status of Loan Account—Foreclosure or Other Liquidation
- Agency
- VA
- Revision
- June 2023
- Fillable fields
- 68
- Pages
- 2
- Official source
- VA form page
- Checked
- October 20, 2026
VA Form 26-0971: Status of Loan Account, Foreclosure or Other Liquidation
VA Form 26-0971 is the U.S. Department of Veterans Affairs Status of Loan Account, Foreclosure or Other Liquidation. It sets out a VA loan account as of a cutoff date: unpaid principal and interest, the tax and insurance account, other credits, foreclosure costs and other charges, the total indebtedness, and the status of property taxes, water and sewer charges and special assessments.
The form is completed by the loan holder: Item 10 gives the holder's name, address and phone number, and Item 11 is the signature and title of a lending institution official. The form says to complete all applicable items, that the date in Item 1 is the applicable cutoff per 38 CFR 36, and that the loan number must be numeric, 12 digits. The PDF is two pages, with the notices on page 2.
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What's on VA Form 26-0971
Items 1 to 4: principal, interest, credits
Unpaid principal, unpaid interest from the interest collected date to the cutoff date, any interest buydown to obtain a net value, the tax and insurance account and other credits.
Items 5 and 6: costs and charges
Itemized actual foreclosure costs, and other charges legally chargeable to the mortgagor, including tax and insurance advances and property preservation costs, each with description, payment date and amount paid.
Item 7: total indebtedness
Total indebtedness at foreclosure, or other liquidation or cutoff date, worked out from the earlier items as the form describes beside the line.
Items 8 and 9: taxes and assessments
Type of tax, date last paid, annual amount, period covered, tax authority name and account number, then water and sewer charges and special assessments.
Items 10 to 12: holder and signature
Name, address and telephone number of the holder, the signature and title of the lending institution official, and the date.
How to complete VA Form 26-0971
- 1
Fill in the loan header
Enter the loan details and property address. The form notes that the loan number must be numeric, 12 digits.
- 2
Set the cutoff date
The form says the date in Item 1 is the applicable cutoff per 38 CFR 36. Unpaid interest runs from the interest collected date to the cutoff date.
- 3
Itemize credits, costs and charges
Complete Items 3 to 6. If the tax and insurance account is other than a positive balance, the form says to show 0 and list advances in Item 6.
- 4
Total the account
Enter the total indebtedness in Item 7, then the property tax, water, sewer and special assessment details in Items 8 and 9.
- 5
Sign and date it
A lending institution official signs Item 11 in ink, with title, and dates Item 12. Attach a separate sheet for extra space, identifying each item by number.
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Submitting it and other details
Where to send it
The form does not print a mailing address or an online submission option.
Extra space
The instructions say to attach a separate sheet and identify each item by number.
Comments on the form
Page 2 lists 1-800-827-1000 for information on where to send comments or suggestions about the form.
Edition
The June 2023 edition supersedes the October 2020 edition, which will not be used. It carries OMB Control No. 2900-0851, with an expiration date of 06/30/2026 printed on the form.
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26-1833
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26-1805
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67 fields, 2 pages
26-0829
Servicer's Staff Appraisal Reviewer (SAR) Application
17 fields, 2 pages
Who uses VA Form 26-0971?
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Questions about Form 26-0971
What is VA Form 26-0971 used for?
It reports the status of a loan account at foreclosure or other liquidation: principal, interest, credits, foreclosure costs, other charges, total indebtedness, taxes and assessments as of a cutoff date.
Who signs VA Form 26-0971?
Item 11 is the signature and title of the lending institution official, signed in ink. Item 10 identifies the holder.
What date goes in Item 1?
The form says the date in Item 1 is the applicable cutoff per 38 CFR 36.
What format does the loan number take?
The form notes that the loan number must be numeric, 12 digits.
What if the tax and insurance account is not positive?
Item 3 says that if it is other than a positive balance, show 0 and list advances in Item 6.
What if there is not enough space?
The instructions say to attach a separate sheet and identify each item by number.