SF2805

Request for Recovery of Debt Due the United States

Agency
GSA
Revision
Revised December 2005
Fillable fields
49
Pages
1
Official source
GSA form page
Checked
October 20, 2026
Fill SF2805 online
Page 1 of form SF2805

Standard Form 2805 (SF 2805): Request for Recovery of Debt Due the United States

Standard Form 2805 (SF 2805), Request for Recovery of Debt Due the United States, is a U.S. Office of Personnel Management (OPM) form, Revised December 2005, under the CSRS/FERS Handbook for Personnel and Payroll Offices. GSA hosts a copy in its forms library. The footer says it is authorized for local reproduction and that previous editions are not usable.

The form is completed by a creditor agency, not by the debtor. An agency official certifies that an annuitant or former employee covered by CSRS or FERS owes the United States a debt in the amount certified, and that the procedures in 31 CFR 901, et. seq., and in 5 CFR 831.1801, et. seq., or 5 CFR 845 have been followed. OPM then completes the Report of Action on Request for Recovery at the bottom.

The copy hosted by GSA is a single page marked Part 1, To Office of Personnel Management. You can fill it out free in your browser on this page and download the result without an account.

Top of page 1 of Standard Form 2805 (SF 2805): Request for Recovery of Debt Due the United States, as printed by GSA

What's on SF 2805

Debtor and survivor identification

Name of the annuitant or former employee and other names used, retirement system (CSRS or FERS), Social Security Number, date of birth and retirement claim number (CSA), and the same details for any survivor (CSF).

Description of Debt

Name and address for payment, date service terminated, date the claim accrued, amount of debt, amount of each installment, appropriation or fund to credit, disbursing officer, whether additional interest will accrue, and the reason for the debt.

Due Process certification

The agency certifies the debt and the procedures followed, and agrees, if ordered by a competent administrative or judicial authority, to reimburse OPM or repay the debtor within 15 days of the date of the order.

Due process checklist

The date of the demand letter and of the notice of intent to offset retirement benefits, and boxes for a judgment for restitution, the debtor's acknowledgment, consent or no response, and a requested review or hearing and its result.

OPM Report of Action

Results a to g: the account is available for immediate set-off, the request is filed for possible future action for one of several reasons, OPM cannot identify the debtor from the data furnished, or Other.

The single page has these blocks.

How to complete SF 2805

  1. 1

    Identify the debtor

    Enter the annuitant's or former employee's name, retirement system, Social Security Number, date of birth and retirement claim number, and the survivor's details if applicable.

  2. 2

    Describe the debt

    Give the amount of debt, the amount of each installment, the dates service terminated and the claim accrued, where payment goes, whether additional interest will accrue, and the reason for the debt.

  3. 3

    Check the due process statements

    Check all statements that apply. The form says the creditor agency MUST send the notice of intent to offset retirement benefits, even if there is a judgment for restitution, and that notice is provided before recovery is requested.

  4. 4

    Attach the supporting copies

    Where checked, the form says a judgment for restitution, the debtor's acknowledgment of the debt, or the debtor's consent to collection from retirement benefits is attached.

  5. 5

    Sign the certification

    The agency official making the certification signs and dates it and adds a title, telephone number and fax number.

  6. 6

    OPM reports its action

    OPM checks a result and signs. For result f, the form says OPM will make another attempt after the agency enters the missing items and returns all copies.

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Routing and what the form says

Where it goes

The page is marked Part 1, To Office of Personnel Management. The PDF prints no mailing address.

Regulations named on the form

The certification names 31 CFR 901, et. seq., 5 CFR 831.1801, et. seq., and 5 CFR 845.

Reproduction and editions

The footer says the form is authorized for local reproduction and that previous editions are not usable.

What the PDF does not include

The one-page PDF prints no separate instructions, Privacy Act statement or burden estimate.

Who completes SF 2805?

  • The creditor agency

    The agency owed the debt fills in the identifying details of the annuitant or former employee, the Description of Debt and the due process statements that apply.

  • The certifying agency official

    An agency official signs and dates the certification and adds a title, telephone number and fax number.

  • The Office of Personnel Management

    An authorized OPM official completes the Report of Action on Request for Recovery by checking one of results a to g, then signs and dates it.

  • The debtor, named on the form

    The annuitant or former employee from whom collection is sought, and any survivor, are identified on the form. The due process checklist records notices sent to the debtor and the debtor's response.

The form prints blocks for two offices. It has no block for the debtor to sign.

Official sources and the blank

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Questions about Form SF2805

Who issues SF 2805?

The form is printed as a U.S. Office of Personnel Management form, Revised December 2005, under the CSRS/FERS Handbook for Personnel and Payroll Offices. GSA hosts a copy in its forms library.

Who fills out SF 2805?

The creditor agency completes it and an agency official signs the certification. OPM completes the Report of Action on Request for Recovery. The form has no block for the debtor to sign.

Does SF 2805 cover CSRS and FERS?

The retirement system block has check boxes for CSRS and FERS, and the certification names 5 CFR 831.1801, et. seq., or 5 CFR 845.

What does the form say about the notice of intent to offset?

It says the creditor agency MUST send the notice of intent to offset retirement benefits, even if there is a judgment for restitution, and that if the demand letter did not include it, notice must be provided before recovery is requested.

What can OPM report back?

The Report of Action lists results a to g: the account is available for immediate set-off, the request is filed for possible future action for one of several listed reasons, OPM cannot identify the debtor from the data furnished, or Other.