3881

ACH Vendor/Miscellaneous Payment Enrollment

Agency
IRS
Revision
Rev. 4-2016
Fillable fields
26
Pages
2
Official source
IRS form page
Checked
October 21, 2026
Fill 3881 online
Page 1 of form 3881

Form 3881: ACH Vendor/Miscellaneous Payment Enrollment

Form 3881 is the ACH Vendor/Miscellaneous Payment Enrollment form. The form says it is used for Automated Clearing House (ACH) payments with an addendum record that contains payment-related information processed through the Direct Deposit Program. Its page 2 instructions refer to the Internal Revenue Service establishing ACH payments, also referred to as Electronic Funds Transfers (EFTs).

The form has three sections: agency information about the federal program agency originating the payment, payee or company information, and financial institution information with the routing and account numbers. The form says recipients of these payments should bring this information to the attention of their financial institution when presenting the form for completion.

The Privacy Act statement says the Treasury Department uses the information to transmit payment data by electronic means to the vendor's financial institution. You can fill out Form 3881 free in your browser on this page and download the result without an account.

What's on Form 3881

Section 1: Agency Information

Federal program agency, agency identifier, Agency Location Code (ALC), address, contact person name, telephone and fax numbers, and a check box for the ACH format: CCD+ or CTX.

Section 2: Payee/Company Information

Name, SSN or taxpayer ID number, address, contact person name, contact email address and telephone number.

Section 3: Financial Institution Information

Name, optional address, optional contact at the financial institution, telephone number, nine-digit routing transit number and depositor account number.

Type of account and signature

Check boxes for checking, savings or general ledger, then the signature and title of the authorized official with a telephone number.

Notices and page 2 instructions

Page 1 carries the Paperwork Reduction Act notice and Privacy Act statement, and page 2 has instructions for each section. The form estimates the average time to complete it at 15 minutes.

How to fill out Form 3881

  1. 1

    Section 1

    The instructions say this section contains the name and address of the federal program agency originating the payment, the agency identifier, agency location code, contact person name and telephone number, and the ACH format.

  2. 2

    Section 2

    Print or type the name and address of the payee or company that will manage the payments, its social security or taxpayer ID number, which the instructions say may also be called the employer identification number, and its contact person and telephone number.

  3. 3

    Section 3

    Print or type the name and address of the payee's financial institution, the ACH coordinator name and telephone number, the nine-digit routing transit number, the depositor account number and the type of account.

  4. 4

    Verify the account

    The instructions say the payee also verifies the depositor account number and type of account entered by the financial institution.

  5. 5

    Signature

    The signature, title and telephone number of the appropriate financial institution official go at the bottom. When the payee contact completes section 3, the instructions say no bank official signature is required.

Why fill Form 3881 on indox

You get the real form, filled in a browser tab, with nothing standing between you and the finished PDF.

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  • The official blank straight from the IRS, not a copy someone retyped
  • Works on a phone, tablet or computer

Where it goes and what to know

Where it goes

The form prints no mailing address, fax number or deadline. It says recipients of these payments present it to their financial institution for completion, and section 1 lists the agency's contact person and telephone number.

Why the information is collected

The Privacy Act statement says the information is required under 31 U.S.C. 3322 and 31 CFR 210, and that failure to provide it may delay or prevent the receipt of payments through the Automated Clearing House Payment System.

Taxpayer ID number

Section 2 asks for an SSN or taxpayer ID number. The instructions say it may also be referred to as the employer identification number.

Time to complete

The burden estimate statement gives an average of 15 minutes per respondent or record keeper, depending on individual circumstances.

Who fills out Form 3881?

  • Payees and companies

    The payee or company that will manage the ACH vendor or miscellaneous payments prints its name, address, SSN or taxpayer ID number and contact details in section 2.

  • The federal program agency

    Section 1 holds the name and address of the federal program agency originating the payment, its agency identifier, Agency Location Code, contact person and the ACH format.

  • Financial institutions

    Section 3 holds the payee's bank details and the signature, title and telephone number of the appropriate financial institution official. The form says recipients present it to their financial institution for completion.

  • Payee contacts who know the bank details

    The instructions say that if the payee or company contact person knows all of the requested bank information, that contact may complete section 3, and there is no requirement for a bank official signature.

The form is completed in parts by the payee and its financial institution, and it carries the details of the federal program agency making the payment.

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Questions about Form 3881

What is Form 3881 used for?

The form says it is used for ACH payments with an addendum record that contains payment-related information processed through the Direct Deposit Program.

Does a bank official have to sign Form 3881?

The instructions say that if the payee or company contact person knows all of the requested bank information, that contact may complete the financial institution section, and there is no requirement for a bank official signature.

Which ACH formats does the form list?

Section 1 has a check box for one of two ACH formats: CCD+ or CTX.

Where is Form 3881 sent?

The form does not print a mailing address. It says recipients of these payments should bring the information to their financial institution when presenting the form for completion.

How long does it take to complete?

The form estimates an average of 15 minutes.