Items 1 to 5: the insured
Name, insurance policy number, mailing address, marked Must be completed, daytime telephone number with area code and Social Security number.
29-1546
Application for Cash Surrender—Government Life Insurance
- Agency
- VA
- Revision
- December 2024
- Fillable fields
- 30
- Pages
- 2
- Official source
- VA form page
- Checked
- October 20, 2026
VA Form 29-1546: Application for Cash Surrender, Government Life Insurance
VA Form 29-1546 is the U.S. Department of Veterans Affairs Application for Cash Surrender, Government Life Insurance. On page 1 the insured surrenders the basic insurance policy, its paid-up additions or both for the cash surrender value minus any indebtedness, or chooses to use the surrender value to buy reduced paid-up insurance. Page 2 of the downloaded PDF is a separate Application for Policy Loan, Government Life Insurance, with the same form number and edition.
Both pages ask for one policy number per form, a signature in ink and direct deposit details. The form says not to return the policy with the application, and calls VA Insurance's document upload service the fastest and most secure way to send it. VA's form page also links to an online tool on VA's insurance site. You can fill out the PDF free in your browser on this page and download the result without an account.
What's on VA Form 29-1546
Item 6: what to surrender
Basic insurance policy, basic insurance and paid-up additions, paid-up additions only, or use the surrender value to buy reduced paid-up insurance.
Item 7: future dividend option
Only for policies that issue dividends: pay in cash, pay premiums in advance, hold on account, pay indebtedness, buy paid-up additions, or the Net PUA, Net Cash and Net Loan options the form explains.
Items 8 and 9: signature and payment
The certification, the insured's full signature in ink and the date, then direct deposit details: financial institution, routing number, account number and checking or savings.
Page 2: Application for Policy Loan
Maximum loan or a stated amount, whether to use dividends to reduce the loan, whether to use VA compensation, pension or military retirement as a recurring payment, a signature, the date and direct deposit details.
Loan interest notice
The loan page says all new policy loans have a variable interest rate with a minimum rate of 5% and a maximum rate of 12%, which may change October of each year.
How to file VA Form 29-1546
- 1
Use one form per policy
Type or print the insured's name and enter one policy number in Item 2. A separate form goes with each other policy number.
- 2
Choose the surrender or loan
Check one box in Item 6 for a cash surrender, or use the policy loan page to check maximum loan or write the amount wanted.
- 3
Pick a dividend option
If the policy issues dividends, check one option in Item 7 of the surrender page or the dividend choices on the loan page.
- 4
Sign in ink and add deposit details
The form says not to print the signature but sign in ink and date it. Fill in the direct deposit boxes; it says attaching a voided check helps make the details clear.
- 5
Send it without the policy
Upload the form through VA Insurance's document upload service or mail it. The form says please do not return your policy with this application.
Why fill Form 29-1546 on indox
You get the real form, filled in a browser tab, with nothing standing between you and the finished PDF.
- Fill the form right in your browser, no software to install
- Free to fill and free to download, with no account
- The official blank straight from the VA, not a copy someone retyped
- Works on a phone, tablet or computer
Where to send it
Document upload
The form calls VA Insurance's document upload service at https://insurance.va.gov/home/IDU the fastest and most secure way to send the application.
By mail
Veterans Affairs, P.O. Box 7327, Philadelphia, PA 19101.
Online tool
VA's form page links to an online tool on VA's insurance site at insurance.va.gov.
Questions
The form gives the toll-free number 1-800-669-8477 for questions about your insurance.
Edition
The DEC 2024 edition carries OMB Control No. 2900-0012, which expires 12/31/2027. The form says existing stocks of the AUG 2022 edition will be used.
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Who uses VA Form 29-1546?
The form is completed and signed by the insured and sent to VA Insurance.
Official sources and the blank
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Questions about Form 29-1546
What is VA Form 29-1546 used for?
It is the insured's application to surrender a Government Life Insurance basic policy, its paid-up additions or both for the cash surrender value minus any indebtedness, or to buy reduced paid-up insurance with the surrender value.
Is VA Form 29-1546 also used for a policy loan?
Page 2 of the downloaded PDF is an Application for Policy Loan, Government Life Insurance, which carries the same form number and the DEC 2024 edition.
What interest does a policy loan carry?
The loan page says all new policy loans have a variable interest rate with a minimum rate of 5% and a maximum rate of 12%, based on the interest for long term Treasury bonds, and that interest is payable yearly on the policy's anniversary date.
Do I send my policy with the application?
No. The form says please do not return your policy with this application.
Does the direct deposit change my VA compensation deposit?
No. The form says it will not change the deposit on VA Compensation or Pension payments, and that direct deposit continues with all future payments to the account given.
Where do I send VA Form 29-1546?
The form lists the document upload service at https://insurance.va.gov/home/IDU, or mail to Veterans Affairs, P.O. Box 7327, Philadelphia, PA 19101.