Section A: identifying information
Name, other names used, mailing address, daytime phone after retirement and the best time to call, email, fax, date of birth, Social Security Number, U.S. citizenship and whether this is a disability retirement.
SF3107
Application for Immediate Retirement FERS
- Agency
- GSA
- Revision
- Revised May 2014
- Fillable fields
- 470
- Pages
- 14
- Official source
- GSA form page
- Checked
- October 20, 2026
Standard Form 3107 (SF 3107): Application for Immediate Retirement (FERS)
Standard Form 3107 (SF 3107) is the Application for Immediate Retirement under the Federal Employees Retirement System (FERS). The form says it is for Federal employees covered by FERS who want an annuity that begins within 30 days of separation from Federal service. Your agency's personnel office forwards it to your agency payroll office and then to the Office of Personnel Management (OPM) for processing. GSA hosts a copy in its forms library.
The package holds the application (Sections A to I and an applicant's checklist), Schedules A, B and C, SF 3107-1 Certified Summary of Federal Service, SF 3107-2 Spouse's Consent to Survivor Election, and Schedule D, the agency checklist. The form refers to pamphlet SF 3113, Applying for Immediate Retirement Under the Federal Employees Retirement System.
The form says not to use it for a deferred annuity, one that begins more than 30 days after final separation; for that it points to RI 92-19. Thrift Savings Plan and Social Security benefits are applied for separately. You can fill it out free in your browser on this page and download the result without an account.
What's on SF 3107
Section B: Federal service
The agency you are retiring from, the date of final separation, your position title, pay plan and occupational series, and whether you have military service or military retired pay.
Sections C and D: marriage and annuity election
Section C asks about a current spouse and any former spouse with a court-ordered benefit. Section D lists five annuity types, each chosen by initialing its box: maximum or partial survivor annuity for a spouse, lifetime only, insurable interest, or former spouse.
Section E: insurance
Whether you can continue Federal Employees Health Benefits and Federal Employees' Group Life Insurance as a retiree, any court or administrative order for child health coverage, and enrollment in FEDVIP and the Federal Long Term Care Insurance Program.
Sections F, G and H: claims, children, payment
Workers' compensation and earlier CSRS or FERS applications, an optional list of unmarried dependent children, and how annuity payments are sent: direct deposit, a Direct Express card, or an address abroad, plus tax withholding.
Section I and attachments
Your signature under a warning about false statements (18 U.S.C. 1001), an applicant's checklist of attachments, and Schedules A, B and C for military service, military retired pay and workers' compensation.
How to apply with SF 3107
- 1
Read pamphlet SF 3113
The form says to read the pamphlet that comes with it, and to give your agency advance notice when you decide to retire so it can complete your records.
- 2
Fill in Sections A to I
Type or print clearly. The form says to write "unknown" if you do not know an answer, and to add a question mark after an answer you are unsure of. Extra space goes on plain paper with your name, date of birth and SSN at the top.
- 3
Attach what applies
The applicant's checklist lists the attachments, such as Schedules A, B and C, a discharge certificate, SF 3107-2, SF 2818, a W-4 form and copies of court orders. Section C asks for a copy of the marriage certificate if married.
- 4
Review SF 3107-1
Your employing office completes and certifies the Certified Summary of Federal Service. The form says to review it, make sure it lists all of your service, and complete Section E, Employee's Certification.
- 5
Sign and date
Sign (do not print) and date Section I after reviewing the warning. Schedules A, B and C have their own certification and signature line.
- 6
Give it to your personnel office
Hand the completed application to the personnel office of your employing agency, which sends it to the agency payroll office and then to OPM.
Why fill Form SF3107 on indox
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- Works on a phone, tablet or computer
Where it goes and what happens next
Routing
The personnel office of your employing agency forwards the application to your agency payroll office and then to the Office of Personnel Management for processing.
Agency checklist
Schedule D is completed by the office that keeps your Official Personnel Folder and by the payroll office, which the form says closes out your Individual Retirement Record and sends it to OPM no later than 30 days after the pay date of the final paycheck.
Military deposit
The form says a deposit for military service on or after January 1, 1957 is paid to your agency while you are still employed, and that it cannot be paid to OPM after you retire.
Other benefits
Benefits from the Thrift Savings Plan and the Social Security Administration are applied for separately.
Address changes
If your address changes after the application reaches OPM, the form gives 1-888-767-6738 (TTY 1-855-887-4957) or OPM, Federal Employees Retirement System, P.O. Box 45, Boyers, PA 16017-0045.
Related forms
Who uses SF 3107?
The form says it is for Federal employees covered by FERS who are applying for retirement with an immediate annuity.
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Questions about Form SF3107
Can I use SF 3107 for a deferred annuity?
No. The form says it is not for a deferred annuity, which begins more than 30 days after final separation. It points to RI 92-19, FERS Application for Deferred or Postponed Retirement, from OPM at 1-888-767-6738, [email protected] or www.opm.gov/forms/Retirement-and-Insurance-Forms.
Where do I send SF 3107?
The form says to give it to the personnel office of your employing agency. That office forwards it to your agency payroll office and then to OPM for processing.
When is SF 3107-2 attached?
The applicant's checklist asks whether SF 3107-2, Spouse's Consent to Survivor Election, is attached if you are married and did not initial box 1 of Section D. The spouse completes Part 2 in front of a notary public or another person authorized to administer oaths, and the form says that consent is final.
What if I don't know an answer?
The instructions say to write "unknown". If you are unsure, such as about an exact date, answer as best you can and add a question mark.
Does SF 3107 cover the Thrift Savings Plan or Social Security?
No. The form says benefits from the Thrift Savings Plan and the Social Security Administration are applied for separately.
Can the annuity election be changed later?
Section D says no change will be permitted after the annuity is granted except as explained in pamphlet SF 3113, and it asks applicants to read the pamphlet and consider the election carefully.
How are annuity payments sent?
The form says the Treasury pays Federal benefits electronically, by direct deposit to a checking or savings account or to a Direct Express debit card. Instead of filling in the bank details, a cancelled personal check can be attached.