Section 1: borrower information
Social Security number, name, mailing address, a primary and an alternate telephone number and an optional email, with a box to check if any of it has changed.
Repayment Plan Request
Repayment Plan Request
- Agency
- Federal Student Aid
- Revision
- OMB No. 1845-0014, expires 04/30/2026
- Fillable fields
- 19
- Pages
- 7
- Official source
- Federal Student Aid form page
- Checked
- October 20, 2026
Repayment Plan Request: Standard, Extended or Graduated Repayment Plan
The Repayment Plan Request is the U.S. Department of Education's Federal Student Aid form for choosing a repayment plan with scheduled payments for loans in the William D. Ford Federal Direct Loan (Direct Loan) Program. It covers the Standard Repayment Plan, the Graduated Repayment Plan and the Extended Repayment Plan, with either fixed or graduated payments.
The form can apply to all of your Direct Loans, or only to the Direct Loans that are not eligible for an income-driven repayment (IDR) plan, such as Direct Parent PLUS Loans. Income-driven plans are not chosen on this form. For those, the form points to the separate IDR Plan Request at StudentAid.gov/idr.
The form has 7 pages. Pages 1 to 3 are the request you sign, and pages 4 to 7 hold the instructions, the plan descriptions and the notices, which the form says to leave out when mailing or faxing. You can fill it out free in your browser on this page and download the result without an account.
What's on the Repayment Plan Request
Item 1: which loans
Whether the plan you pick covers all of your Direct Loans, or only the Direct Loans that are not eligible for an IDR plan while the others go on an IDR plan.
IDR eligibility table
The table says Direct Parent PLUS Loans are not eligible for any IDR plan, Direct Consolidation Loans made on or after July 1, 2006 that repaid parent PLUS loans may be repaid under ICR, and Direct PLUS Consolidation Loans made before that date are not eligible for any IDR plan.
Item 2: the plan
One box for Standard, Graduated, Extended with fixed payments or Extended with graduated payments. Section 5 of the form describes each plan.
Section 3: understandings and signature
What happens if you are new to repayment or behind on payments, your certification that the information is true and that you read the plan terms, consent to calls and texts about your loans, and your signature and date.
How to send the Repayment Plan Request
- 1
Read the plan descriptions
Section 5 explains the Standard, Graduated and Extended plans. The form points to StudentAid.gov/loan-simulator/ for estimated payment amounts under each plan.
- 2
Check the box in Item 1
Choose whether the plan covers all of your Direct Loans or only the ones not eligible for an IDR plan.
- 3
Pick a plan in Item 2
Check Standard, Graduated, Extended with fixed payments or Extended with graduated payments.
- 4
Sign and date
Type or print in dark ink, sign Section 3 and enter the date as mm/dd/yyyy using only numbers.
- 5
Send it to your servicer
Return pages 1 to 3 and any required documents to the address in Section 6, or to your loan servicer if no address is shown.
Why fill Form Repayment Plan Request on indox
You get the real form, filled in a browser tab, with nothing standing between you and the finished PDF.
- Fill the form right in your browser, no software to install
- Free to fill and free to download, with no account
- The official blank straight from the Federal Student Aid, not a copy someone retyped
- Works on a phone, tablet or computer
Plan terms, where to send it and help
Standard plan
A fixed monthly amount. The form gives a maximum repayment period of 10 years for Direct Subsidized, Unsubsidized and PLUS Loans, and 10 to 30 years for Direct Consolidation Loans, depending on loan debt.
Graduated plan
Payments start low and increase every two years, and no payment is more than three times any other. The form says the total repaid is generally higher than under the Standard plan. Maximum periods match the Standard plan.
Extended plan
Fixed or graduated payments over up to 25 years. The form says it is available only if you had no outstanding Direct Loan balance on October 7, 1998, or on the date you got a Direct Loan after that, and you owe more than $30,000 in outstanding Direct Loans.
Where to send it
To the address shown in Section 6. If no address is shown, the form says to return it to your loan servicer.
Help
Call the number in Section 7. If no number is shown, the form says to call your loan servicer.
Related forms
IDR Plan Request
Income-Driven Repayment (IDR) Plan Request
52 fields, 19 pages
General Forbearance
General Forbearance Request
24 fields, 8 pages
Joint Consolidation Separation
Joint Consolidation Loan Separation Application and Promissory Note
58 fields, 38 pages
PSLF
Public Service Loan Forgiveness (PSLF) Application
30 fields, 16 pages
1098-E
Student Loan Interest Statement
43 fields, 4 pages
Who uses the Repayment Plan Request?
Item 1 of the form gives two choices, and you check the one that fits your loans.
Official sources and the blank
Do it all with indox
No tool matches that search.
Questions about Form Repayment Plan Request
Can I choose an income-driven plan on this form?
No. This form covers the Standard, Graduated and Extended plans. The form says to visit StudentAid.gov/idr to complete the IDR Plan Request for an income-driven plan.
Can my Direct Loans be on different plans?
The form says you choose the same plan for all of your Direct Loans, unless some go on an IDR plan and others are not eligible for one. Then you use the IDR Plan Request for the eligible loans and this form for the rest.
What happens if I don't pick a plan?
The form says that if you are beginning repayment for the first time and do not select a repayment plan, you are placed on the Standard Repayment Plan.
Who can choose the Extended Repayment Plan?
The form says only borrowers who had no outstanding Direct Loan balance on October 7, 1998, or on the date they got a Direct Loan after that, and who owe more than $30,000 in outstanding Direct Loans.
What if I'm behind on payments when I switch?
The form says your servicer may grant a forbearance to cover any payments that are overdue when you enter the plan you selected.
Does this form include the Tiered Standard Plan?
No. This form lists only the Standard, Graduated and Extended plans. Federal Student Aid's IDR Plan Request (OMB No. 1845-0102) says that if you have any loan disbursed on or after July 1, 2026, your Direct Loans may only be repaid under the Repayment Assistance Plan or the Tiered Standard Plan.
Do I need to send all 7 pages?
No. The form says to leave out pages 4 to 7 when mailing or faxing it back.