Section I: VA return address and loan number
The address of the VA office to return the form to, Attn: Loan Guaranty, and Item 1, the VA loan number. VA completes this section.
26-6381
Application for Assumption Approval and/or Release from Personal Liability to the Government on a Home Loan
- Agency
- VA
- Revision
- January 2024
- Fillable fields
- 30
- Pages
- 1
- Official source
- VA form page
- Checked
- October 20, 2026
VA Form 26-6381: Application for Assumption Approval and/or Release from Liability
VA Form 26-6381 is the U.S. Department of Veterans Affairs Application for Assumption Approval and/or Release from Personal Liability to the Government on a Home Loan. VA's page lists it under Housing assistance. The seller on the loan completes it and returns it to the VA office shown on the form, and VA uses the information to decide whether it can approve the request for assumption approval and/or release of liability.
The form is one page. Section I is completed by VA and holds the return address and the VA loan number. Section II is completed by the seller and covers the seller, the property, the person who will assume the loan, the status of the sale, the loan servicer and any liens. The form notes that using it does not affect the seller's liability on a VA-guaranteed loan from a private lender.
The form carries OMB Approved No. 2900-0110. You can fill out the PDF free in your browser on this page and download the result without an account.
What's on VA Form 26-6381
Items 2 to 4: seller and property
The seller's name, typed or printed, Social Security number, telephone number, email address and mailing address, and the address of the property that secures the loan, with directions if it is rural property.
Items 5 and 6: assumer and sale status
The name and mailing address of the assumer of the loan, then the status of the sale: price agreed with nothing signed, contract signed with a copy attached, or sale completed and deed delivered, with the agreed purchase price or sale price.
Items 7 to 10: payment, loan and liens
Payment enclosed for a credit report and/or processing charge, the servicer and lender, the monthly loan payment, the approximate loan balance, and any assessments or other liens with their amount, purpose and how they are payable.
Item 11 and the important note
Whether VA Forms 26-6382 and 26-6807 went to the purchaser, and a note that for VA to release the seller, the purchaser assumes all of the seller's liability to the Government and to the loan holder, if other than VA.
Item 12 and notices
The seller's signature and the date as MM/DD/YYYY. The Privacy Act notice says giving the SSN is voluntary, and the burden notice estimates an average of 10 minutes.
How to complete VA Form 26-6381
- 1
Check the instruction letter
The form says it comes with an instruction letter. That letter shows the amount to enclose and whether the liability may be assumed through a clause in the deed.
- 2
Fill in Section II
Complete Items 2 to 10 fully and accurately, as the instructions ask. The seller's name and the assumer's name are typed or printed.
- 3
Give the purchaser their forms
Item 11 asks whether VA Forms 26-6382 and 26-6807 have been provided to the purchaser for completion. Mark yes or no.
- 4
Attach the papers that apply
A copy of a signed sales contract for Item 6A. If the sale is done with a VA approved clause in the deed, a copy of the deed showing the date and place it was recorded, or a copy of the agreement if one was executed.
- 5
Sign, date and return it
Sign Item 12A, date Item 12B as MM/DD/YYYY, and return the form with the remittance to the VA office shown in Section I.
Why fill Form 26-6381 on indox
You get the real form, filled in a browser tab, with nothing standing between you and the finished PDF.
- Fill the form right in your browser, no software to install
- Free to fill and free to download, with no account
- The official blank straight from the VA, not a copy someone retyped
- Works on a phone, tablet or computer
Where to send it
Return address
The form says to return it to the office of the Department of Veterans Affairs shown in Section I, Attn: Loan Guaranty. VA fills in that address, and VA's page prints none.
Remittance
The instructions say to enclose a certified check or money order payable to VA in the amount shown on the instruction letter that came with the form. The form prints no amount.
Questions about assumption
The form says that if the purchaser is willing to assume the seller's liability, the seller can call the VA office shown on the form for guidance on available options.
Paper form only
VA's page offers the form as a downloadable PDF and lists no online version.
Edition
The form is dated JAN 2024 and supersedes VA Form 26-6381, MAR 2021, which will not be used. OMB Approved No. 2900-0110 has an expiration date of 01/31/2027.
Related forms
26-6382
Statement of Purchaser or Owner Assuming Seller's Loan
42 fields, 2 pages
26-6807
Financial Statement
124 fields, 4 pages
26-8106
Statement of Veteran Assuming GI Loan (Substitution of Entitlement)
4 fields, 1 page
26-6807a
Supplemental Certification for Financial Statement
7 fields, 1 page
26-1880
Request for a Certificate of Eligibility
61 fields, 4 pages
Who uses VA Form 26-6381?
The form names who completes each part and who else takes part in the request.
Official sources and the blank
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Questions about Form 26-6381
What is VA Form 26-6381 used for?
It is the seller's application for assumption approval and/or release from personal liability to the Government on a home loan. The form says VA uses it to decide whether it can approve the request.
Who fills out VA Form 26-6381?
The seller completes Section II and signs Item 12A. Section I, with the return address and VA loan number, is marked to be completed by VA.
Does this form release liability on a loan from a private lender?
The form says: Use of this form does not affect the seller's liability on a VA-guaranteed loan from a private lender.
What does the purchaser need to do?
The form says the purchaser assumes all of the seller's liability to the Government and to the loan holder, if other than VA, through a clause in the deed or a separate Agreement Creating Liability to Holder and to U.S. Item 11 also refers to VA Forms 26-6382 and 26-6807.
Is there a payment with the form?
The instructions say to enclose a certified check or money order payable to VA in the amount shown on the instruction letter. The form itself prints no amount.
Is the Social Security number required?
The Privacy Act notice says giving the SSN is voluntary and that refusing to provide it will not by itself result in the denial of benefits.
Which edition is current?
The JAN 2024 edition. It supersedes VA Form 26-6381, MAR 2021, which will not be used.