1095-A

Health Insurance Marketplace Statement

Agency
IRS
Revision
2025
Fillable fields
81
Pages
3
Official source
IRS form page
Checked
October 21, 2026
Fill 1095-A online
Page 1 of form 1095-A

Form 1095-A: Health Insurance Marketplace Statement

Form 1095-A, Health Insurance Marketplace Statement, is the form Health Insurance Marketplaces use to report enrollments in a qualified health plan in the individual market through the Marketplace. The IRS says Marketplaces furnish it to the IRS and to individuals, so that individuals can take the premium tax credit, reconcile the credit with advance payments of the premium tax credit (advance credit payments), and file an accurate tax return.

This is the 2025 form. The copy posted on IRS.gov is marked "CAUTION: NOT FOR FILING" and says that, as the form is to be completed by the Marketplaces, individuals cannot complete and use the IRS.gov copy. A person who receives a completed Form 1095-A from the Marketplace uses its figures to complete Form 8962, Premium Tax Credit (PTC).

The form says "Do not attach to your tax return. Keep for your records." You can open the PDF free in your browser on this page to see its layout, and download it without an account.

Top of page 1 of Form 1095-A: Health Insurance Marketplace Statement, as printed by IRS

What's on Form 1095-A

VOID and CORRECTED boxes

Boxes at the top of the form. VOID marks a statement sent in error for the policy. CORRECTED marks a statement that replaces an earlier one for the same policy.

Part I: Recipient Information, lines 1 to 15

The Marketplace identifier, the policy number, the policy issuer's name, the recipient's and spouse's names, SSNs and dates of birth, the policy start and termination dates, and the recipient's address.

Part II: Covered Individuals, lines 16 to 20

One line for each covered person, with columns A to E for name, SSN, date of birth, coverage start date and coverage termination date.

Part III: Coverage Information, lines 21 to 33

Lines 21 to 32 run from January to December, one line per month, and line 33 holds the annual totals.

Part III columns A, B and C

Column A is monthly enrollment premiums, column B is the monthly second lowest cost silver plan (SLCSP) premium, and column C is the monthly advance payment of premium tax credit.

How to read Form 1095-A

  1. 1

    Check the top boxes

    If VOID is checked, the form says not to use this or the earlier Form 1095-A to figure the premium tax credit. If CORRECTED is checked, it says to use this form and not the original.

  2. 2

    Review Part I

    Line 1 is the state where coverage was enrolled through the Marketplace, line 2 the Marketplace policy number and line 3 the insurance company. Line 5 may show only the last four digits of the SSN.

  3. 3

    Review Part II

    Each covered individual is listed on lines 16 to 20. A date of birth appears in column C only when column B has no SSN. With more than five covered people, more Forms 1095-A continue Part II.

  4. 4

    Read the monthly amounts

    The Marketplace reports columns A, B and C on lines 21 to 32 for each month and the totals on line 33. The form says to use this information to complete Form 8962, line 11 or lines 12 to 23.

  5. 5

    Report errors to the Marketplace

    If the information looks wrong, or no one in the family was enrolled, the form says to contact the Marketplace Call Center. For the federally facilitated Marketplace it points to www.healthcare.gov/contact-us/.

The Marketplace fills in every box. These steps follow the Instructions for Recipient printed on page 2 of the form.

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Who sends it, deadlines and what to do with it

Filing with the IRS

The instructions say Marketplaces submit the information to the IRS electronically, through the Department of Health and Human Services Data Services Hub.

Deadline

The instructions say to file the annual report with the IRS and furnish statements to individuals on or before January 31, 2026, for coverage in calendar year 2025.

How recipients get it

The instructions say statements are furnished on paper by mail, unless the recipient affirmatively consents to an electronic statement, for example in a Marketplace account.

Do not attach it

The form says "Do not attach to your tax return. Keep for your records." Its figures go onto Form 8962, which is filed with Form 1040, 1040-SR or 1040-NR.

When Form 8962 comes in

The form says Form 8962 is completed and filed with the return if Part III, column C shows any amount other than zero, or to take the premium tax credit, whether or not a return is otherwise required.

Questions

For questions on the Affordable Care Act tax provisions, the form lists the IRS Healthcare Hotline for ACA questions at 800-919-0452.

Who fills out Form 1095-A?

  • Health Insurance Marketplaces

    The instructions say Marketplaces file Form 1095-A to report all enrollments in qualified health plans in the individual market through the Marketplace, and furnish a statement to each recipient.

  • Recipients

    Line 4 names the recipient: the person identified at enrollment as the tax filer who, if qualified, would take the premium tax credit, or the primary applicant when no tax filer can be identified.

  • Families with more than one policy

    The form says that if you or your family members enrolled in more than one qualified health plan policy at the Marketplace, you receive a Form 1095-A for each policy.

  • The IRS

    The Marketplace also reports the same information to the IRS. The instructions say it is submitted electronically through the Department of Health and Human Services Data Services Hub.

  • Not for catastrophic or dental plans

    The instructions say not to file a Form 1095-A for a catastrophic health plan or a separate dental policy (a stand-alone dental plan).

The instructions say Health Insurance Marketplaces file Form 1095-A. Individuals receive a completed copy; they do not fill it out themselves.

Official sources and the blank

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Questions about Form 1095-A

Can I fill out Form 1095-A myself?

No. The copy on IRS.gov says the form is to be completed by the Marketplaces and that individuals cannot complete and use it. Individuals use the completed form their Marketplace sends.

Do I send Form 1095-A to the IRS?

No. The form says not to attach it to your tax return and to keep it for your records. The Marketplace has already reported the information to the IRS.

What is Form 1095-A used for?

The form says it provides the information needed to complete Form 8962, Premium Tax Credit (PTC), to take the credit or to reconcile advance credit payments.

What if my Form 1095-A is wrong?

The form says to contact your Marketplace Call Center. For the federally facilitated Marketplace, Call Center details are at www.healthcare.gov/contact-us/. State-based Marketplaces list theirs on their own websites.

Why did I get more than one Form 1095-A?

The form says a separate Form 1095-A comes for each policy. Additional forms also continue Part II when more than five individuals are covered.

When is Form 1095-A sent out?

The instructions set January 31, 2026, as the date for furnishing statements for coverage in calendar year 2025.